UMUT ARITURK
Madrid,Spain
Summary
A dedicated professional with expertise in artificial intelligence concepts and advanced data mining, demonstrating strong analytics leadership and Python programming skills. Known for exceptional problem-solving abilities, attention to detail, and effective decision-making. Committed to fostering teamwork and collaboration while driving feature engineering initiatives. Aspires to leverage these competencies to advance innovative solutions in the field of data science.
Overview
17
17
years of professional experience
15
15
years of post-secondary education
Work history
Senior data scientist
BBVA
Madrid, SPAIN
2019.02 - 2026.05
- Helped with transformation projects involving generative AI applications in wholesale underwriting.
- Aided in delivering IRB-compliant project finance models.
- Assisted in building behavioural scorecards for Colombia.
- Contributed to the global IFRS 9 parameter framework across 10+ countries.
- Facilitated automation of PD estimation processes using Python/Spark.
- Provided support in recalibrating retail and consumer scorecards.
Risk Analytics and Innovation Manager
Garanti BBVA
Istanbul, TURKEY
2017.03 - 2019.02
- Assisted in managing a team of 3 data scientists focusing on credit risk modelling and IFRS9 analytics.
- Supported the definition of analytics strategies, project roadmaps, and hiring processes.
- Contributed to the delivery of end-to-end IFRS9 models (PD, LGD, CCF, SICR) with regulatory engagement (BRSA).
- Aided in developing capital models and risk parameter data mart infrastructure.
- Helped design pricing models for non-performing loan (NPL) sales.
Risk Analytics and Innovation Expert
Garanti BBVA
Istanbul, TURKEY
2016.04 - 2017.02
- Assisted teams in implementing IFRS9 compliance as a Scrum Master.
- Supported development lifecycle of predictive models.
- Contributed to the development of retail credit scoring and income estimation models.
Senior Analytics Consultant
Accenture Digital
Istanbul
2015.12 - 2016.03
- Participated in pre-sales project activities.
Business Intelligence and Analytics Expert
Garanti BBVA Technology
Istanbul, TURKEY
2012.04 - 2015.09
- Assisted in developing credit risk and fraud detection models.
- Contributed to building application and behavioural scorecards for retail banking.
- Supported performance of NPL prediction and customer segmentation analytics.
Supply Chain Specialist
Eczacibasi Vitra Karo
Istanbul, TURKEY
2011.10 - 2012.03
- Assisted in setting up SAP system for floor production line in Serpukhov, Russia.
- Conducted monthly SKU and stock report analysis to support production efficiency.
Teaching and Research Assistant
Koc University
Istanbul, TURKEY
2009.09 - 2011.07
Education
BSc - Management Engineering
Istanbul Technical University
Istanbul, TURKEY 2004.01 - 2009.01
Sankt Georg Austrian College
Istanbul, TURKEY 1996.01 - 2004.01
MSc - Industrial Engineering
Koç University
Istanbul, TURKEY 2009.01 - 2011.01
Skills
- Artificial intelligence concepts
- Analytics leadership
- Advanced data mining
- Python programming
- Feature engineering
- Problem-solving
- Teamwork and collaboration
- Decision-making
- Attention to detail
Languages
English
Proficient (C2)
German
Proficient (C2)
Turkish
Native
Spanish
Fluent
Affiliations
- CrossFit
- Table tennis
- Traveling
References
References available upon request.
Timeline
Senior data scientist
BBVA
2019.02 - 2026.05
Risk Analytics and Innovation Manager
Garanti BBVA
2017.03 - 2019.02
Risk Analytics and Innovation Expert
Garanti BBVA
2016.04 - 2017.02
Senior Analytics Consultant
Accenture Digital
2015.12 - 2016.03
Business Intelligence and Analytics Expert
Garanti BBVA Technology
2012.04 - 2015.09
Supply Chain Specialist
Eczacibasi Vitra Karo
2011.10 - 2012.03
Teaching and Research Assistant
Koc University
2009.09 - 2011.07
MSc - Industrial Engineering
Koç University
2009.01 - 2011.01
BSc - Management Engineering
Istanbul Technical University
2004.01 - 2009.01
Sankt Georg Austrian College
1996.01 - 2004.01