Pedro Mendes
Braga
Summary
Highly skilled in AML compliance with comprehensive understanding of regulatory policies and procedures. Proven ability to detect and prevent money laundering activities from previous roles as an AML Compliance Officer/FinCrime analyst. Strengths include risk assessment, policy development, sanctions screening and training staff in compliance requirements. Demonstrated track record of improving efficiency in monitoring transactions for potential suspicious activity.
Overview
9
9
years of professional experience
1
1
Certification
Work History
AML Compliance Officer
IVPAY
09.2024 - Current
- Implementing and maintaining AML/CFT policies to ensure compliance with international and local regulations
- Overseeing KYC/KYB processes for merchant onboarding and monitoring for potential risks
- Conducting risk assessments of cryptocurrency transactions and merchant activities
- Collaborating with cross-functional teams to ensure regulatory compliance in new product launches and partnerships
- Monitoring sanctions lists and ensuring no engagement with prohibited entities or jurisdictions
- Training employees on compliance protocols to foster a culture of integrity and awareness
FinCrime Analyst - FIU
Revolut
Porto
12.2021 - 07.2024
- Reviewing, investigating and reporting money laundering/fraud cases involving as many as 100 associates, in both business and retail accounts
- Handling investigations and forming decisions related to business account risk and breaches of terms and conditions
- Ensuring the continuous monitoring and resolution of official grievances and Financial Ombudsman Service complaints associated with cases handled by the Financial Investigations Unit
- Handling External SAR filing to different regulators across Europe (NCA, FNTT) and USA
- Serving as a liaison for law enforcement agencies in ongoing criminal investigations that arose from SAR submissions
- Abiding by written protocols, processes, and applicable laws
- Collaborating with other teams to offer professional and effective front-line compliance assistance while striving to enhance the company's procedures
FinCrime Analyst - AML/CTF
Revolut
Porto
07.2021 - 11.2021
Marketing assistant and customer service representative
BWGroup
Braga
01.2020 - 01.2021
- Active selling of clothing in 3 online stores;
- Answering customer questions (B2C and B2B) from social networks, whatsapp, email and telephone, in Portuguese, Spanish and English;
- Dealing with all subjects related to online sales (B2C and B2B) from placing orders, solving internal issues with those orders, returns, payment disputes, credit notes and other accounting issues;
- Problem solving related to online sales logistic - software used for orders and carriers daily issues
Sales Representative
MCM Clinic
01.2019 - 12.2019
- Client acquisition
- Social Media marketing
KYC Associate, AML compliance
Western Union
Lithuania
01.2017 - 02.2018
- Monitoring financial transactions to identify suspicious activity patterns
- Performing compliance interviews on the Portuguese and English speaking corridors
- Perform transnational history analysis, due diligence checks according to USA Patriot Act and EU laws, in order to identify potential consumer fraud or questionable activity in an effort to protect customers and the company
- Implementing the Politically Exposed Persons screening
- Translating several documents
Trainee
Embassy of the United Arab Emirates - Lisbon
03.2016 - 05.2016
Education
Bachelor's degree - International Relations
Universidade do Minho
01.2015
International Relations - ERASMUS Programme -
Ankara Universitesi
01.2013
Skills
- Transaction monitoring
- Sanctions compliance
- Employee training
- AML investigations
- Sanctions screening
- Customer due diligence
- Counter-Terrorist Financing
- Regulations
- Social media
- Customer support
- Cryptocurrency
- KYC/KYB procedures
Websites
Certification
- ACAMS - AML FINTECH COMPLIANCE
- Cryptocurrency Financial Crime Compliance Bootcamp
- Move to think
Languages
- Portuguese, Native or Bilingual
- English, Full Professional
- Spanish, Full Professional
- Italian, Limited Working
- Russian, Elementary
- Turkish, Elementary
Timeline
AML Compliance Officer
IVPAY
09.2024 - Current
FinCrime Analyst - FIU
Revolut
12.2021 - 07.2024
FinCrime Analyst - AML/CTF
Revolut
07.2021 - 11.2021
Marketing assistant and customer service representative
BWGroup
01.2020 - 01.2021
Sales Representative
MCM Clinic
01.2019 - 12.2019
KYC Associate, AML compliance
Western Union
01.2017 - 02.2018
Trainee
Embassy of the United Arab Emirates - Lisbon
03.2016 - 05.2016
Bachelor's degree - International Relations
Universidade do Minho
International Relations - ERASMUS Programme -
Ankara Universitesi
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