Hardworking credit manager with relevant experience in banking. Expert at communication and applying targeted salesmanship techniques to achieve sales goals. Successful at increasing revenue with new accounts while maintaining relationships with existing ones.
Hi, I’m
Oksana Saldayeva
Elche
Summary
Overview
15
years of professional experience
Work History
LTD “Ledex”Odesa
Bank account manager, financial and credit analyst
01.2015 - 02.2022
Job overview
- Working with credit and debit accounts (cards) of company
- Assessment of credit market to identify the most favorable conditions
- Identifying opportunities to increase the profitability of the company
- Control over the fulfillment of credit obligations
- Managing the implementation of project within the Credit function
- Work with foreign exchange transactions
- Analysis of the foreign exchange market for buying/selling in order to make a profit.
UKRSIBBANK BNP Paribas GroupOdesa
Leading specialist in working with overdue debts
05.2009 - 01.2015
Job overview
- Working with overdue loans: reducing the level of overdue debt (through persuasion, loan restructuring, replacement of the borrower, sale of collateral), liquidation of reserves, attraction of the client base, issuance of new loans
- Communicating with clients (both those who have overdue debt and with clients who are ready to buy this debt), finding ways to get out of overdue debt, conducting a full micro-analysis for the purpose of restructuring the debt or replacing the borrower, writing applications, processing the application in the appropriate software
- Coordination of work by a group of departments to reduce overdue debt.
UKRSIBBANK BNP Paribas GroupOdesa
Credit Expert
06.2008 - 05.2009
Job overview
- Work with loans of large and medium enterprises
- Conducting negotiations regarding amounts and the possibility of issuing a loan
- Financial analysis of client`s business, writing applications
- Supervision of a group of departments in lending, training
- Collection of information about applications, control of the stages of passing loan applications
- Investment design
- Recalculation of overdraft limits of legal entities
- Restructuring of credit debt.
NadraBank JSCOdesa
Credit Manager of small and medium enterprises
05.2007 - 06.2008
Job overview
- Lending business clients, loan support, writing applications, entering an application into the appropriate software, full analysis of a potential client's business
- Preparation of reports on issued loans and control over their repayment
- Opening current accounts, card accounts, deposits, deposit lines
- Attracting clients to active and passive operations through cold calls, creation commercial offers, meetings.
Education
Odessa State Economic University (Ukraine)
Higher education, master
06.2008
University Overview
Odessa State Economic University (Ukraine)
Higher education, bachelor
06.2007
University Overview
Skills
- Microsoft Office
- CRM system
- Banking system
- 1C
- Google Cloud
- Leadership
- Organization
- Problem Solving
- Planning
- Management
- Sales Analysis
- Report Writing
- Preparing contracts
Affiliations
Affiliations
- Snowboarding
- Running
- Cycling
- Piano play
Languages
Ukrainian
First Language
English
Intermediate (B1)
B1
Spanish
Elementary (A2)
A2
Russian
Proficient (C2)
C2
Timeline
Bank account manager, financial and credit analyst
LTD “Ledex”
01.2015 - 02.2022
Leading specialist in working with overdue debts
UKRSIBBANK BNP Paribas Group
05.2009 - 01.2015
Credit Expert
UKRSIBBANK BNP Paribas Group
06.2008 - 05.2009
Credit Manager of small and medium enterprises
NadraBank JSC
05.2007 - 06.2008
Odessa State Economic University (Ukraine)
Higher education, master
Odessa State Economic University (Ukraine)
Higher education, bachelor
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