GONZALO LOPEZ HUERTA

Anti-Money Laundering (AML) and Know Your Customer (KYC)

Working areas: Continental EUROPE - New York-SanCap-Frankfurt-London-Milan Paris-Poland- and New York-SanCap & Mexico/Chile - Confirming

Responsible for conducting due diligence and risk assessment of clients in order to ensure compliance with AML regulations and KYC policies.

Conducts "Know Your Customer" (KYC) checks to verify the identity and assess the risk of new and existing clients.

Conducts regular refresh reviews of existing clients to ensure that their information is up-to-date and comply with AML and KYC regulations.

Assists in the development and implementation of AML and KYC policies and procedures.

Conducts ongoing risk assessments of clients to identify potential areas of concern and ensure compliance with relevant regulations.

Participates in client onboarding, reviewing documentation and conducting necessary checks to ensure compliance with AML and KYC regulations

- Analysis of transactional operations and determination of possible indications of money laundering and terrorist financing: resolution of alerts and special examination of suspicious transactions.

- Application of "Know Your Customer" procedures: risk assessment in customer onboarding and application of MDD. Remediation and continuous monitoring of business relationships.

- Implementation and updating of Financial Crime Compliance policies and procedures.

- Risk Assessment.

- Functional support for the design and development of AML technological tools.

- Client communication skills.

- Ability to report to senior management.

- Providing legal advice in connection with payment services, corporate and consumer credit cards, credit to consumers, revolving credit, consumer protection, anti-money laundering and regulatory/corporate matters in general.

- Applicable legislation and regulations related to payment service institutions. Authorization Bank of Spain for new licenses & Insolvency Act Procedures with clients.

Student on internship during the qualification campaign and verification of Register of books and LEI codes; and deposit of annual accounts.