Resumen profesional
Datos destacados
Experiencia
Formación
Información adicional
Idiomas
Personalizado
Cronología
Generic

David García Martín

Resumen profesional

Senior risk executive with over 20 years of experience in financial institutions across Spain and Latin America. Proven expertise in market, credit, and non-financial risks within BBVA’s corporate and international divisions. Strong academic foundation in quantitative finance and economics, coupled with extensive teaching experience in Spain and Colombia. Recognized for leadership in digital risk, fintech innovation, and operational risk frameworks.

Datos destacados

28
28
years of professional experience

Experiencia

Head of Data & Reporting – Non-Financial Risk

BBVA Group
01.2022 - 07.2025
  • Lead definition and transformation of the Group's data and reporting architecture for operational risk.
  • Define economic capital metrics, operational risk limits, and deliver executive and regulatory reports (QIS, COERP, Stress Testing).
  • Oversee risk provisioning processes and data quality standards across the Group.

Head of Digital Transformation Risk

BBVA Group
08.2017 - 01.2022
  • Designed and implemented a new non-financial risk framework for digital initiatives, including ventures and internal innovation.
  • Led risk assessments for APIs, blockchain, AI, fintech evaluations, crypto exposure, and digital fraud.
  • Participated in M&A and startup evaluations through Open Talent BBVA.

Director of Retail Credit Risk

BBVA Colombia
10.2013 - 05.2017
  • Managed credit risk lifecycle for retail banking, leading a 200+ person team.
  • Oversaw risk operations: origination, monitoring, recoveries, tech and methodology.
  • Main liaison with Colombian regulators and BBVA territories.

Head of Collections Strategy & Outsourcing

BBVA Group
01.2011 - 01.2013
  • Designed national recovery policies and managed Consumer Finance recoveries with geographically distributed teams.

Head of Credit Risk Development – Retail Banking Spain & Portugal

BBVA Group
01.2007 - 01.2011
  • Led development of scoring models, risk-adjusted pricing, budget forecasting (RAR, BEA), and regulatory reporting.
  • Managed projects on irregular investment, management control services, and communication with regulators and business units.

Team Leader – Risk Methodologies (Holding)

BBVA Group
01.2004 - 01.2006
  • Led a team responsible for rating and scoring tools, and credit risk inputs such as PD, LGD, and EAD.
  • Coordinated with regulators on model approval and defense.

Risk Analyst – Market and Credit Risk Methodologies

BBVA Group
01.2000 - 01.2004
  • Developed internal models for market and credit capital across the Group.
  • Contributed to credit modeling and early risk management frameworks.

Market Risk Analyst

Argentaria
01.1998 - 01.2000
  • Created Value-at-Risk methodologies and pricing tools for exotic derivatives.
  • Participated in market risk modeling for complex financial products.

Formación

MSc - Quantitative Finance

AFI

MSc - Economics & Finance

CEMFI – Bank of Spain

BA - Economics

University of Salamanca

Información adicional

Former semi-professional footballer (UD Salamanca Reserve Team, until age 22)

Idiomas

English
French

Personalizado

  • 01/01/22, Sustainability & Climate Risk (SCR), GARP
  • 01/01/22, Certified Cryptocurrency Risk Specialist (CCRS), CipherTrace / Mastercard
  • 01/01/02, Financial Risk Manager (FRM), GARP
  • 01/01/00, MSc in Quantitative Finance, AFI
  • 01/01/98, MSc in Economics & Finance, CEMFI – Bank of Spain
  • 01/01/96, BA in Economics, University of Salamanca

Cronología

Head of Data & Reporting – Non-Financial Risk

BBVA Group
01.2022 - 07.2025

Head of Digital Transformation Risk

BBVA Group
08.2017 - 01.2022

Director of Retail Credit Risk

BBVA Colombia
10.2013 - 05.2017

Head of Collections Strategy & Outsourcing

BBVA Group
01.2011 - 01.2013

Head of Credit Risk Development – Retail Banking Spain & Portugal

BBVA Group
01.2007 - 01.2011

Team Leader – Risk Methodologies (Holding)

BBVA Group
01.2004 - 01.2006

Risk Analyst – Market and Credit Risk Methodologies

BBVA Group
01.2000 - 01.2004

Market Risk Analyst

Argentaria
01.1998 - 01.2000

MSc - Quantitative Finance

AFI

MSc - Economics & Finance

CEMFI – Bank of Spain

BA - Economics

University of Salamanca
David García Martín