Caroline RETIER
Madrid,Spain
Summary
Accomplished professional with expertise in sanctions screening, advisory communication, and risk assessment techniques. Demonstrates a strong understanding of KYC procedures and anti-money laundering knowledge, complemented by governance understanding. Proven ability to train staff effectively, enhancing organisational compliance and operational efficiency. Committed to leveraging skills in a dynamic environment to support robust compliance frameworks and mitigate financial risks.
Overview
7
7
years of professional experience
5
5
years of post-secondary education
1
1
Certification
Work history
Compliance officer
CACIB Madrid
Madrid, Spain
2025.11 - Current
- Managing the annual AML/CFT external expert report
- Overseeing the submission of the SEPBLAC questionnaire
- Providing training to enhance skills of team members
- Conducting financial crime processes (screening, customer/transaction due diligence, EWRA)
Senior Sanctions Compliance Officer, Vice President
CACIB London
London, United Kingdom
2025.04 - 2025.11
- Analysing transactions and clients from an international sanctions perspective and providing appropriate and risk based decisions;
- Supporting management in the completion of sanctions audits;
- Reviewing sanctions policies and procedures.
Sanctions Compliance Officer, Associate
CACIB London
London
2022.11 - 2025.04
- Supporting management in overseeing sanctions controls;
- Providing sanctions guidance to relevant stakeholders;
- Filing regulatory reports in a timely manner (e.g frozen assets report)
Asia Pacific Financial Security Compliance Officer, Analyst
CACIB Hong Kong
Hong Kong
2021.09 - 2022.11
- Responsible of the Asia Pacific FS Hub: supervising 1 VIE;
- Coordinating the OFAC Remediation Plan and the EWRA on Asia Pacific perimeter;
- Performing controls on KYC files.
Asia Pacific Financial Security Compliance Officer, VIE
CACIB Hong Kong
Hong Kong
2020.09 - 2021.08
- Acting as back-up for local compliance teams in handling customer name screening (PEP/Sanctions) and payment filtering;
- Providing advice and support to local compliance teams on FS matters.
Financial Security Compliance Officer Client Relationship Advisory, Apprenticeship
CACIB Paris
Montrouge, France
2019.09 - 2020.08
- Carrying out due diligences related to AML/CFT and embargoes on clients.
Education
Master Degree - Criminal and Financial Law
CY Cergy Paris Université
Cergy, France 2019.09 - 2020.09
Master 1 - Business Law
CY Cergy Paris Université
Cergy, France 2018.09 - 2019.06
Bachelors - Law and Economics
Université de Lorraine
Nancy, France 2015.09 - 2018.06
Skills
- Sanctions screening
- Advisory communication
- Risk assessment techniques
- KYC procedures understanding
- Staff training
- Anti-Money Laundering knowledge
- Governance understanding
Certification
- ICA, Advanced Certificate in Managing Sanctions Risk, 2024
- ACAMS, AML Foundations for Gaming Certificate, 2022
LANGUAGES
French - Native
English - Advanced (C1), IELTS - 8
Spanish - Upper intermediate (B2)
Timeline
Compliance officer
CACIB Madrid
2025.11 - Current
Senior Sanctions Compliance Officer, Vice President
CACIB London
2025.04 - 2025.11
Sanctions Compliance Officer, Associate
CACIB London
2022.11 - 2025.04
Asia Pacific Financial Security Compliance Officer, Analyst
CACIB Hong Kong
2021.09 - 2022.11
Asia Pacific Financial Security Compliance Officer, VIE
CACIB Hong Kong
2020.09 - 2021.08
Master Degree - Criminal and Financial Law
CY Cergy Paris Université
2019.09 - 2020.09
Financial Security Compliance Officer Client Relationship Advisory, Apprenticeship
CACIB Paris
2019.09 - 2020.08
Master 1 - Business Law
CY Cergy Paris Université
2018.09 - 2019.06
Bachelors - Law and Economics
Université de Lorraine
2015.09 - 2018.06